Privacy Policy

1. Introduction

Welcome to BudgetForge AI ("we," "our," or "us"), a product of QWF GROUP LLC, owned and operated by Carina Freeman. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our desktop budgeting software.

BudgetForge AI is designed with privacy as a core principle. As a 100% offline application, your financial data never leaves your computer unless you explicitly choose to export or share it.

2. Information We Collect

2.1 Information You Provide

• Contact information (name, email) when you sign up for early access or support
• Feedback and correspondence when you contact us
• Information you provide when downloading our software

2.2 Information We DON'T Collect

• Your financial data (stays entirely on your device)
• Bank account information
• Transaction history
• Budget details
• Any data you enter into the BudgetForge AI application

2.3 Automatically Collected Information

• Download statistics (anonymous)
• Website usage data via Google Analytics (page views, session duration)
• Technical information (browser type, operating system) for compatibility

3. How We Use Your Information

We use the limited information we collect to:

• Provide and maintain our service
• Send you updates about BudgetForge AI (with your consent)
• Respond to your inquiries and provide customer support
• Improve our software and website
• Comply with legal obligations

4. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information. We may share your information only in the following situations:

• With your consent
• To comply with legal obligations
• To protect our rights and safety
• With service providers who assist us (under strict confidentiality agreements)

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. Your financial data in BudgetForge AI is secured with bank-level encryption and never transmitted to our servers.

6. Your Privacy Rights

Depending on your location, you may have the following rights:

• Access to your personal information
• Correction of inaccurate data
• Deletion of your information
• Data portability
• Opt-out of marketing communications

7. Children's Privacy

BudgetForge AI is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

8. International Data Transfers

Our servers are located in the United States. If you access our services from outside the US, your information may be transferred to and processed in the US.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us:

11. Google Analytics & Ads

We use Google Analytics and Google Ads to understand how visitors use our website and to show relevant advertisements. These services may collect information about your online activities over time and across different websites.

You can opt-out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.